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Multi-Schools Federal Credit Union
1033 Main Street
Wampum, PA 16157
Main Office: (724) 740-1444
Riverside Office: (724) 201-0198


Explore Your loan options.


The Credit Union has a variety of loans for our members to choose from. Contact us to set up and determine what works for your financial needs. Starting May 1, 2021 the Credit Union will now offer GAP and Vehicle Service Contracts to its membership.

Personal Loans

  • Signature (Unsecured)
  • Share Secured Signature
  • Other Secured by Title

Vehicle Loans

  • New Auto
  • Used Auto
  • Motorcycle/Recreational/Boat

GAP Auto Assurance

After a home, a new car is one of the largest purchase many of us will ever make. With such a large part of your financial value riding on four wheels, a totaled or stolen vehicle may break not only your heart, it could break your budget, too. As countless drivers have learned only after it is too late, a standard auto insurance policy might not provide all the financial protection you need. If the value of your car is less than the balance of your auto loan, you are "upside down" on your loan, a gap that is not covered. For that, there is a special type of protection called *GAP coverage which is designed to cover the “upside down” balance. Example of how GAP PLUS works;

  • Amount you owe on your auto loan - $25,000
  • Your car's book value at the time of loss - $18,000
  • Your insurance deductible - $1,000
  • Amount the insurance company pays your auto loan - $17,000
  • Amount you still owe on your loan after insurance - The gap coverage - $8,000
  • PLUS – additional reduction on your replacement vehicle loan when financed at your credit union with 90 days of your loss - $1,000

Route 66 Extended Warranty

The Credit Union now offers Route 66 Extended Warranties to our membership. There is a complete line of coverage designated for passenger vehicles and power sports. No matter where you go in the United States, this protection will cover you against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts or labor. All plans come with Rental Car Allowance and 24 hour/7 days a week Emergency Roadside Service for when the unexpected happens.

You can get this coverage anytime, even if you are using another lender. Call the Credit Union Today!

Route 66 ext warranty

Student Loans

Whether you're an undergraduate, graduate student or parent, get money for school from Sallie Mae® . Student loans from Multi-Schools Federal Credit Union in partnership with Sallie Mae®  could help!

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Smart Option Student Loan® for Undergraduate Students

Parent Loan

Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.

Find out which loan is right for you!

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Multi-Schools Federal Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

1 Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2019 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

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